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HUD Apartments for Low Income Consumers Can Save the Elderly from Becoming Homeless

April 17, 2012

The HUD apartments for low income seniors program was developed to help the elderly maintain housing after they retire.  Many seniors that have low incomes can benefit greatly from affordable housing in most of the major cities in the United States.  But they have to eligible to enter into the program.

This article will provide a few simple tips which can help you learn about the best ways to apply for assistance to the HUD program.  The first eligibility requirement for income based apartments HUD apartments is age.

The program is called senior housing because it only serves consumers who are sixty-two years of age or more and although it varies on a state-by-state basis, “low income” generally refers to seniors who have an income that is at or below fifty percent of the median income for the area.

Where to Begin Applying for HUD Apartments

The first place consumers should go to find out if they are eligible for the apartments for low income HUD program is their local housing authority website for information on local programs, eligibility requirements and the application process.

There are a number of different programs so you’ll have to research each program individually in order to determine which one will best suit your needs.  It is important to go through each program one-by-one even though it means spending a couple of hours reading.

The time will be well spent as you’ll increase your chances of finding a comfortable apartment in an area you can feel comfortable living in.  Many programs offer help for seniors who cannot perform the research on their own for whatever reason, so if you can’t perform the research online call the office and let them know you need assistance.

Income Based Apartment Options for HUD Senior Living

The first option that’s available is the Housing Choice Voucher Program.  This program involves you locating an apartment and dealing directly with the landlord.  The landlord will have to fill out paperwork as well agreeing to accept the voucher for part of the renal payment each month.

There’s another option where you can apply to live directly in a HUD owned apartment building.  HUD maintains the buildings and of course, you’ll pay a lower rent, but HUD owned properties are usually in bad neighborhoods with drug dealing, and shootings usually occur on a regular basis.

HUD Senior Housing does not cover nursing home fees but a call to the local Medicare office can lead you in the right direction for assistance in low income nursing home funding.

Finding low income HUD housing can help you greatly.  Just determine the level of assistance you require and if this can be met in an independent living setting so that you’re able to choose a good apartment. There are also options such as non-medical home care to provide assistance with meal preparation and personal care. Other services such as housekeeping and laundry can also be hired privately to support seniors living independently in the community.

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