Apartments for Low Income

Questions and Answers

Your Questions About Apartments For Cheap

June 4, 2013

Betty asks…

How can I cut down my cost of living so I can afford an apartment?

I’m looking to live in an apartment in college (because I know I could never take it living in a dorm). Do you know of any ways to cut down on living expenses/clothings purchases so I can afford an apartment? What are some cheap but realtively healthy foods I can purchase? (I don’t want to be eating Ramen noodles for dinner every night, and I do like to eat healthy.) Can you help me?

Administrator answers:

Get rid of your internet, cable & cell phone “plan.” Get a pre-paid phone instead. Shop at Farmer’s Markets. Buy versatile clothing~ ones you can mix & match. Hope even this little bit helps.

Thomas asks…

What is the best way to get an inexpensive, decent apartment, in a building, in Brooklyn, NY?

I am looking to help a relative find a decent place to live in Brooklyn, NY, not far from public transportation, and in a good area…. Thank you, in advance, for all your help. He does not want to pay any fees, to find a nice apartment in a decent building.

Administrator answers:

Here are few suggestions -
1. Where to live? Research brooklyn’s neighborhoods.
2.Look online… But don’t rely exclusively on online listings. But don’t rely on websites alone to find an apartment in Brooklyn.
3.Tell friends, family, work colleagues. Send out an email blast, let it be known via social media that you’re looking for an apartment.
4. Use your resources: Company placement, Alumni associations.
5.Don’t overlook neighborhoods that you haven’t heard much about. There are wonderful homes and cheaper apartments in such areas as Bay Ridge, though further from Manhattan.
6.Stay with a friend for a few days if you’re unsure about a neighborhood. When scoping out a neighborhood, stay with a friend for a few days say, over a weekend, and again during the workweek to see how it feels.
7.Ask tough questions – You’re going to live there. So ask about whether there have been roaches, mice or bedbugs, if the elevator breaks down regularly, and so on.
8.Be decisive – There’s usually competition for attractive, and well-priced rentals, and the early bird gets the worm. So be ready to make a commitment.
9.It’s expensive up front.

Mark asks…

How to get a cheap & best studio apartments in New York City?

Any area in NYC is fine, but I’m looking for a studio apartment with rent that isn’t so high. Its really important and I know it might be asking for a lot with my rent budget but anything under 600. Please help!!!

Administrator answers:

Web sites might be a good place to find an apartment or house to rent, if you want to go through the entire list to find one in your state and then city.

The best place to look for places to rent is to go to the yellow pages of your telephone book, look under property managers.

These individuals list properties for rent in certain areas, so make sure you select the areas in which you wish to rent.

Call several of the property managers listed there, tell them you want a list of properties that they have for rent. Some will fax, email or mail the list of local places to rent along with the address, number of bedrooms and bath rooms, amenities available, such as washer and dryers or gyms, the monthly rental of the unit. Most will include a rental application. These list will include the monthly rental required, if a lease or month to month agreement will be signed. They will also indicate if they will accept Section 8 vouchers. They will also indicate it they have disabled access, allow pets and if so the type allowed.

They might indicate a web site that you might visit to get their list of places to rent. In most instances you would be able to see a visual picture of the rental that are offered for rent.

It does not cost to get a rental list from a reputable property manager. Some will require you to stop by their office and pick up the list. A lot of them post their list outside of their office, so the list are available 24/7 365.

Make sure you don’t fall for the scams and purchase a list as 70%-80% of these list are composed of free list they have compiled. They are not the property managers of any property in most instances.

You might also google Property managers in whatever city or community you want to live in and see what comes up. Again do not pay for this information as it is free from reliable property managers.

You might consider obtaining a crime report from the city in which you would want to reside.

I hope this has been of some benefit to you, good luck.

“FIGHT ON”

Helen asks…

Can I stay in my $420 a month apartment after a get a job making 100,000+ dollars a year?

I am looking to save up for a small house so I want to stay in my cheap apartment for a long time. Can I do that now that I’m making $80,000 more a year than when I moved into the place?

Administrator answers:

Of course you can, if you’re happy living there. There may be a couple of problems, though.

If you know your neighbors and get on well with them, it might be an idea not to make too much of the fact that you’re probably earning so much more than they are. It’s liable to build resentment or make them ask you to lend them a bit of money if they need it – and that can destroy a friendship faster than anything.

Secondly, most of your peers at your new job will have a bigger and better apartment or whatever than yours. That’s fine if you’re saving for a house, but is it going to be OK when you’re thinking of having a colleague over for dinner, or asking Janet from fifth back to yours for a nightcap?

All in all, though, i think its a good plan, and if you can get a house without a massive mortgage then all power to you.

Charles asks…

how old do you have to be to rent a apartment?

my boyfriend wants to get a apartment up here in jacksonville with me. he’s 16 turning 17 in 3 months. and he has enough money to get the apartment. but how old can you be? and if anyone lives in jacksonville fl, can you help me out and find a cheap apartment close to baymeadow rd? thx..

Administrator answers:

Most rentals require a credit check… I don’t know if there are specific laws pertaining to under 18 rentals…. However, an income large enough to pay the rent each month is required. This may be an issue depending on if you and your boyfriend have a full-time job….many states have laws limiting the working hours for people under 18…. You may need a “co-signer” to get into an apartment. A co-signer is a person like a parent with good credit that is legally required to pay the rent if you are unable to pay. Remember to get into an apartment you need first and last months rent, a damage deposit and will need to make monthly payments on utilities, food, etc. I would have a trusted adult (parent, sibling, trusted friend) over 21 help you determine if you can afford an apartment and help you find a decent place.

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