Questions and Answers
Your Questions About Apartments For Cheap In Atlanta
Might be going to Atlanta in June, can’t really afford hotel…?
My husband and I would love to attend an education conference in Atlanta over a weekend in June but the conference is going to be just under $1,000 for the both of us to attend – not including travel and accomodations. We will more than likely be traveling by bus (the cheapest option so far) but have no idea what to do about accomodations. Is there any website or organization that matches travelers with local families who might rent a guest room out for cheaper than a hotel? Our meals are included in the conference. I thought about Home Exchange but #1: No one would ever vacation in the small town in east Texas where we live and #2: We rent a tiny apartment nowhere equivalent to what’s on offer on HomeExchange.
We’re new teachers, we do not make hardly any money, but we’d really love to attend this conference to become better teachers. Anyone have any good ideas?
The Atlanta Hostel is actually a bit more expensive than most other hostels I’ve stayed in and has received horrible reviews. And the YMCA in Atlanta only rents rooms to men.
Thanks for any suggestions!
Check out the rates on hotels in some of the cities around Atlanta: Smyrna, Marietta, or even Kennesaw and Acworth. You’ll have to go a little further to get into town, but the drive is not that horrible, and I bet the hotels are cheaper. If you won’t have a rental car, call the hotel to see if they have any shuttles or can recommend transportation going into downtown.
I lived in the Atlanta area for 20 years so I never had to actually stay in a hotel there, but the rates around the Marietta area seemed to be like $32 a night and above on the signs I saw. When I travel, I always check out “Travelocity” or “Orbitz” for the best rates.
Question for people who are over the age of 30 and have or still live in an apartment?
So I’m a bit confused on what I’m supposed to be doing in life right now. I’m graduating high school in 4 months and am going to Georgia Tech. My parents are trying to convince me to get an apartment outside of the city, but my friends are encouraging me to join a fraternity. I basically have two questions. At what age did you own your first apartment, and what age did you buy a house or condo. I’m going to live in Atlanta which is cheap real estate. Thanks!
I know people that are life time renters despite having the means to buy. It has to make sense for YOU, not your friends or your family.
Why is Obama’s F.H.A. helping the rich buy luxury condos?
<<The Federal Housing Administration agreed in March to insure mortgages for apartments at the 98-unit Gramercy Park development, known as Tempo. That enables buyers to make a down payment of as little as 3.5 percent in a building where apartments range from $820,000 to $3 million.>>
Now, some simple calculus for you, folks. Buying an $820,000 property (that’s the very cheapest of these luxury apartments) at 3.5% one will have to make a $5K payment (mortgage plus condo-fees) every month for 30 years:
Why is the Obama’s Federal Housing Authority — which can not even properly house all the poor eligible for the Section 8 assistance (http://www.ajc.com/news/atlanta/housing-crisis-reaches-full-589653.html ) — busying itself with and tying their budget on people, who can afford to spend $5K/month on an apartment and are interested in living next to a pet spa?
If the housing market moves down only 3.5%, these new mortgages will be “underwater” — the condo-owners will owe banks more, than the properties are worth. This is when people usually tend to “walk away” from the properties — and is why a normal downpayment is at least 10% (usually — 20%). When people do walk away, the FHA (read, the taxpayers) will be on the hook for the rest of the mortgages… And rich people will not shy from walking away at all (now that we no longer throw dead-beats into jail):
Is it fair to suspect, this is done to further destroy Capitalism? After the staggering success with Fannie Mae and Freddie Mac, who were told by the government to relax their rules:
to allow people buy unaffordable homes resulting in the housing bubble and the subsequent crisis of financial system:
is the FHA now instructed to do a similar relaxation of rules to give Socialists another argument that “Capitalism does not work”?
Or is it simply a way to reward rich New York donors — both the buyers and the sellers of these luxury condos — for their support of the Democratic Party?
In a properly Free Market Capitalism, people who make a wrong bet — such as choosing to build a luxury building, when the buyers want a normal one — get punished by losing money. In Obama’s CRONY Capitalism, the government helps them out — at the taxpayers’ expense…
Correrafan! If you are referring to Bush’s use of Haliburton, well, that did not start with him (with Clinton rather) nor end with him (Obama keeps awarding the company no-bid contracts).
But I don’t recall anything like this thing on Bush’s watch — there is a completely new ground broken here, I think…
That can’t be true. He’s helping the working class. BAHAHAHAHA!!! It will be interesting to see what his followers think despite your many links.
Cost of moving from Atlanta, Georgia to Portland, Oregon?
21, male, single, and just COMPLETELY over Georgia. I aim to move sometime next summer, but will like to move quicker if possible.
I’ll have little over $3,000 in the form of a check coming to me soon. I figure I can save up over the months despite having only a part-time job seeing as how my rent’s low (I’m subletting for about $230 a month). The plan is to put that check in a savings at the bank, save about $300 a month for about 6-8 months; resulting in about $1,800-$2,400 saved and about $4,800-$5,400 collectively. I also plan to sell most if not all my belongings to reduce my luggage to about 2-3 suitcases (I figure it’d be cheaper to travel that way).
I’m just wondering if little over $5,000 is enough to move to Portland and be able to live comfortably for a couple of months while trying to find a job. Also, how is finding a job waiting tables or bartending? Do you need to be licensed (to serve alcohol)? Is the market dry (for part-time jobs, I have NO mouths to feed)? Do you have to “know someone”? What about apartment hunting? What areas would the best area for a young, social, single male to live without breaking the bank? How are the bars? Any sites?
Really, ANY tips you can give me on moving to Portland would help.
I don’t plan to have a car, I plan to walk.
That seems enough savings to be practical. Certainly it’s more than most 21-year-olds have. And more planning than most as well.
All the answers you want are probably in Craigslist. It’s the predominant service for finding and offering housing in Portland. The Craigslist jobs board isn’t as good for wait staff as other types of jobs, but have a look. Http://portland.craigslist.org/ I have relatives who recently jumped into server roles with relative ease, so restaurants are hiring. It’s the rest of the job market which is “challenging.”
Expect $500 to $800/month for rent in mid-level but comfortable housing. You could cut that substantially by finding shared housing. Again Craigslist is the way to find that, or look at one of the universities’ housing bulletin boards. PSU is at the south end of downtown; Reed is at the south end of inner SE Portland; Univ of Portland is at the north end of North Portland (which is between the Willamette River and NE Portland). OHSU is SW of downtown. There are also good housing opportunities in deep SW Portland, near PCC’s Sylvania campus and near (but north of) Lewis & Clark college.
Whether you have an auto or not will determine if an inner city or outer city location is more suitable. Parking, naturally, is rare and expensive near downtown. In the outer portions—say, more than ten blocks from the core area—there is generally space to park a car for free.
An Alcohol Service Permit is needed to wait or bartend—even for beer. See http://licenseinfo.oregon.gov/index.cfm?fuseaction=license_seng&link_item_id=14070 That page has links to the laws: the thingies with ORS xxx.xxx. You’ll find them to be fairly readable and understandable. (There was a law passed long ago that laws have to be written understandably for laymen.)
Want to move to an apartment, how to convince my mom? (Semi-long story)?
I just turned 20 and im a sophomore in college. My mom has taken out a parent plus loan for a lot of money to pay for school. I get a refund check from my loan to pay for housing, etc. I stayed in the dorm my first year at school and I loved it but I really don’t want to live with a roommate anymore.
So I’m taking summer classes and I was suppose to stay with my Aunt. She is having financial problems at the moment so I was without a place to stay. My mom actually suggested that I stay with my friend (even though she has never met her) and pay half of the rent. So Im staying with her now and the plan was that I stay with her for the summer and then I go back to the dorm for the fall quarter.
The problem is that being around my friend (who is 28) and her older friends has made me feel grown up. I’ve learned a lot about the responsibilities of having an apartment and growning up period. Plus, this apartment complex is the BOMB! Gated entry, granite countertops, huge rooms, etc. So I REALLY don’t want to go back to the dorm.
I’ve talked to my mom about an apartment before and she has rejected it, she wont even listen to me (sometimes she hangs up on me-she is in Alabama I’m in Atlanta) I’m an only child so I understand that she wants me to be safe but how safe can you be living in downtown Atlanta. But anyways that apartment is really I nice, small, cheaper than the dorm, and all of the utilities are included except for cable. Its amazing and I can pay for it with the left over money from my loan. I have calculated everything but I just know that she will say no. If you were me, what would you do or say to my mom?
Thank you all, those are some REALLY good suggestions. I would like to do what i want but she keeps threatening me to cancel my loan. I usually know when she is bluffing but she might not be this time. If she ever wants me to speak to her again, she needs to be bluffing.
I had a friend that just went through the exact same situation! She was so worried about asking her parents that she would sometimes have a hard time focusing on school, coming up with ever bad situation that could come with asking her parents.
When she finally has the courage to ask, she made sure that she presented the matter in a good relaxed time, and gave as much information to her parents as possible about the pros and cons of each living arrangement. She focused heavily on the pros, especially the cheaper living arrangement of an apartment, the nicer conditions, and not having to deal with some horror stories of on campus living (next door neighbor has loud sex all the time, loud talking, drunken behavior of new incoming freshmen, parking issues, and any other issues) that you can elaborate on that you can specifically attribute to a less than desired ability to study/focus and excel towards your goal of the college degree. Offer suggestions of other ways that you will be able to spend that extra money (towards books, gas money, ect) while also building a little credit (with the new credit laws, you really have ot be able to show that you can pay debts before anyone under 21 can get a credit card and build credit needed for future goals (buying a car, house down the road, among other things).
After that conversation, my friend’s parents were still a little leery, so she invited them to view the apartment complex. They has seen the dorm the year prior, and that walk through that gave a strong comparison point between the two, along with the prior conversation about finances and moving forward with her goals, they were sold. They realized that their little girl (also an only child) was growing up, and serious about her future, while remaining respectful and willing to hear and consider her parents concerns.
Make sure your mom knows that you are trying to make the most out of the opportunity that she is enabling you to have (make sure you elaborate on how appreciative you are of what she does and how they will help you meet your goals). In your conversation, try to stay level-headed and mature, and listen to what she says, and make sure she knows you understand and respect her opinions and concerns and that you’ve thought them through.
Parents want to know that their parenting is appreciated and that it’s helping you to be a successful individual that is able to look towards the future, assess the possibilities, and make good choices. Sometimes they just get overwhelmed by the need to support you and protect you that they don’t realize that now is the time for you to start using those skills that they taught you. Show them that you’re using those skills and keep the lines of communication open, showing them that their experience is valued, and that you’ll keep their experience in mind while you create your own, educated and goal oriented, experiences.
Remember this is as much as a mind thing (making your parents feel secure with your decision making, and long with their own parenting in the process) as much as it is a finance thing. Finances are just a small part of the whole picture, and sometimes we can use small details to reveal the whole picture. If your mom hangs up on you like she has before, try to stay calm and not emotionally charged, and try talking to her again (sometimes i find another mode of conversation is best, like switching from phone to e-mail or chat) asking her to allow you to understand her point of view. Ask questions (politely and not emotionally charged ones) about why she thinks certain things, how she thinks those things will affect you, and so forth). She will value the fact that you’re hearing her out and that you’re not just making a decision because “you think so” or “your friends are doing it” Ask her to let you explain so she can understand how you think.
(*noting that your mom is in a separate state and may or may not be able to go to visit you for a walk through, comparison pictures of the apartment and dorms can say a lot!)
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