Apartments for Low Income

Questions and Answers

Your Questions About Apartments For Low Income Individuals

May 26, 2012

Steven asks…

My significant others Son is ruining our relationship?

I’ve been involved with John for 22 years now. We have had our ups and downs especially when it comes to his children. The children do not like me, are disrespectful, have called me names and are greedy. They think I’m cutting in on their inheritance. Johns Son who is now 32 years old has a history of drugs / alcohol abuse and violence. John and his ex-wife keep giving their Son money to sustain his addictions. They do not ask him to support himself and become a responsible individual in society. This kid is a real loser and is once again living with his father (John). I don’t go to John’s house like I use to because of his Son.

I was hoping when we retired John and I would be able to travel, go places, live a little and enjoy life. We can’t because his Son is constantly around calling his father. If we go away for a week-end, the Son is calling. We go out to dinner, the Son is calling. I’m so sick of this!

I raised my two children alone. They are now married, self sufficient and lead good lives. They would never do the things to John that John’s children have done and said to me.

I live on my meager Social Security and have submitted my rental application into a couple Low Income Seniors residences. I received a call from one of them yesterday asking me if I would be interested in the apartment. The problem is, is the apartment is 50 miles away from John and the thought of not being close to him and parting ways is killing me. I feel like my heart is being ripped away from me and it hurts.

If I don’t take the apartment, they will take me off the waiting list. I’m worried that my Landlord is going to raise my rent and if they do, I won’t be able to afford living where I am now, then I’ll be stuck.

I don’t know what to do.
Well, it’s Valentines Day and John has invited me to dinner this evening. I wonder if we will get calls? I am giving him a very special Valentine Card and have written a letter and will be discussing it with him. Not as an ultimatum, just fact.

I will post what happens in the next few days.

Thanks for your responses. I’m working on this.
John’s Daughter is visiting now from out of town. We had a lovely Valentines Dinner and exchanged cards that were very similar. I also gave him a letter letting him know how I feel. But since we haven’t been able to discuss this because of his Daughter and Son being at his home, this will need to wait until we have time alone.

I went to see the Low Income Senior Housing today and I know I can’t be picky, but it is extremely small. The most I would be able to fit in the living room is my sofa, small coffee table and maybe my 5×5 wall unit and that’s it. Leaving me about 2 ft. between the coffee table and the wall unit. No space at all. I’m so disappointed!

Administrator answers:

You’ve been “involved for 22 years?” You’re not married, and you don’t live together. Why would his children even be concerned about you cutting in on their inheritances? You wouldn’t inherit anything unless he’s made some special provision for you.

You should never make a parent choose between their children and you. He’s made his choice, obviously, by not marrying you or having you come live with him.

You need to look out for you. Who else will? Go get that place that you can afford. The distance it puts between you and John may be a blessing in disguise. Ask the Housing if they can continue looking for a larger place for you if you take the smaller one now. Find out your options. Just don’t stay some place you can barely afford, and continue carrying on a relationship with someone who isn’t adding to your life and helping you in any way. John must know your predicament with living expenses, yet he does nothing to help you.

It’s better to be without anyone, than to be with someone like that. Free yourself to meet someone else.

Good luck.

Charles asks…

How to convince landlady to let me foster for shelters/rescues?

I haven’t asked her yet, so don’t go telling me to move or whatever. I want a persuasive little speech before I even talk to her.

She gladly rented to us when we already have 3 big dogs, but I did explain that mine are older and well-behaved and don’t destroy building fixtures. Her last tenant had a small dog that chewed up the bottom of one of the doors. She didn’t even charge us a pet deposit, but we had to put each individual dog on the lease.

She was really happy that we wanted to move in, since we are young professionals and our neighborhood is mostly low-income. Some of our neighbors are on public assistance. Then again there’s a mansion across the street. This is an older downtown area.

She’s also a dedicated Christian and has personal missions. Like she originally bought this house in order to rent it for cheap to a lady who had a young daughter and lived in an apartment with bullet holes in the front exterior.

Anybody have any thoughts on how to appeal to her? I really want to start fostering.
Hana, I was thinking something along those lines but a bit more subtle. :) LOL

She does have one rescue dog of her own, and she also has labrador retrievers. Thinking about maybe saying that I want to sponsor an older lab specifically.
Not planning on BSing her, I’m just planning my approach. I’m sure she doesn’t know anything about rescue and fostering and the organization that goes with it all.

Administrator answers:

Maybe you could try to convince her with things such as “Didn’t the Lord create beautiful creatures like you and I? Didn’t He create these lovely dogs too?” Lol. (:
So make some sermon-esque speech to her and how you are doing your personal mission by helping these dogs. Tell her to think that you are like her in the sense that you are helping others too, and that is your passion, just it so happens that it is dogs that are your passion. And she obviously respects you and thinks well of you, so that will be handy. Also she trusts you, which is very important.

Start off this speech with asking about it simply with a little persuasion and see her reaction. If she looks like she is not going to give in, then you should try your hardest and use any weaknesses of hers, for example “Would the Lord be happy that you turned these poor homeless animals away?” or something like that. Very cheesy. Good luck (:

Thomas asks…

can someone please summarize this for me?

Automobile related – Broken down car, no insurance, tickets, etc. Decline in Public Assistance – Current TANF benefits and food stamps combined are below the poverty level in every state; in fact, the median TANF benefit for a family of three is approximately one-third of the poverty level. Thus, contrary to popular opinion, welfare does not provide relief from poverty. Divorce – Divorce often leaves one of the spouses homeless. Most often it’s the father, but sometimes it’s the mother and children or everyone involved. Domestic Violence – Battered women who live in poverty are often forced to choose between abusive relationships and homelessness. Drug and Alcohol related problems – Rates of alcohol and drug abuse are disproportionately high among the homeless population. Illness – For families and individuals struggling to pay the rent, a serious illness or disability can start a downward spiral into homelessness, beginning with a lost job, depletion of savings to pay for care, and eventual eviction. Job loss – No income to pay rent. Lack of affordable housing- The lack of affordable housing has lead to high rent burdens (rents which absorb a high proportion of income), overcrowding, and substandard housing. Lack of child support – In families where child support is ordered but not paid, the decrease in income can lead to an inability to pay rent, utilities, or both. Low wages – Declining wages have put housing out of reach for many workers: in every state, more than the minimum wage is required to afford a one- or two-bedroom apartment at Fair Market Rent. Mental Illness – Approximately 20-25% of the single adult homeless population suffer from some form of severe and persistent mental illness. Natural Disaster / Fire – Situations where due to chance a fire, tornado, flood or hurricane renders housing inhabitable. Physical Disabilities – Disabled individuals may be unable to work or find appropriate employment. For those receiving SSI, they often struggle to obtain and maintain stable housing. Post Traumatic Stress Disorder – This disorder is common with veterans and those that have been in violent situations. It can make it difficult to have a stable life. Poverty – Being poor means being an illness, an accident, or a paycheck away from living on the streets. Roommates – When one or more roommates fall through with their end of the bargain, they can be a reason for others becoming homeless. Severe Depression – Can make it impossible for an individual to maintain a stable life. Tragedy – It is surprising how many people just quit functioning because their families died or were killed…sometimes recently…other times 15 years ago…other times 30 years ago. Not only can the above affect adults, it can affect the children and their education. Children deal with not only abuse or neglect, they also may run away. It is estimated that between 1.6 and 1.7 million youth run away or are forced to leave home each year. School is usually sought as a place of safety, unless you are homeless, then there are barriers. These barriers include being unable to meet enrollment requirements (including requirements to provide proof of residency and legal guardianship, and school and health records); high mobility resulting in lack of school stability and educational continuity; lack of transportation; lack of school supplies and clothing; and poor health, fatigue, and hunger. The numbers of who the homeless identify are shocking. The National Homeless Demographics is 45% are single men, 38% are families with children, 14% are single women, 3% are unaccompanied, 49% are African American, 32% are White, 12% are Latino, 4% are Native American, and 3% are Asian.

Administrator answers:

I am only quite familiar with Hong Kong because it is worsen than you described about the USA. Generally US has a better social system and much better economic system than Hong Kong. This may only exclude the health care system in which the US is far worsen than Hong Kong’s.
The facts are stated in the followings.
1) Hong Kong has the highest gini coefficient of 0.56 reflecting its social and economic standing of the worst poor and rich gap in Asia.
2) Hong Kong is known as a city with bubbling economy with all bubbled up property, stock markets, and many other assets, including the trend of booting up the values of stamp collection and the Mcdonald Snoopy doll collection, and old faked coins.
3) Hong Kong is listed as the NO.3 or at least No.5 of the most expensive cities to live in this world.
4) Hong Kong is described as in the list of the top five of most polluted cities in this world.

Http://search.yahoo.com/search?p=Hedley%20index%20reflects%20the%20Hong%20Kong%20air%20pollution

5) Hong Kong known as two millions out of the total seven millions are living under the poverty line. Yet Hong Kong is boasted has the highest (top five) income per capita of average of HK $ 56,000 monthly income per household or individual (I was confused by the ambiguous news media).
6) There are more than 100k citizens are living in cages
7) Hong Kong has the highest suicide rate, particularly young adults in this world.
8) It is described the average of daily visitors for the treatment of air pollution caused diseases is more than 10k per day.
9) Many single mothers and single fathers did commit suicide daily in Hong Kong
10) Hong Kong is known as the International Capital scams of stock market and real estate transactions.

Http://search.yahoo.com/search?p=Why%20Hong%20Kong%20recognized%20as%20a%20bubbling%20economic%20city%20and%20the%20outcomes%20of%20many%20social,%20poverty,%20pollution,%20air%20pollution%20caused%20diseases,%20and%20other%20tragic%20facts%20of%20the%20bubbling%20economy

http://search.yahoo.com/search?p=CNN%20video%20show%20the%20poor%20peoples%20live%20in%20cages%20in%20Hong%20Kong

Most and I believe that cause of this ill social and economic problems of Hong Kong is the incompetent government need to sustain the unsubstainable civil civil serice cultural of oversized and overall overpaid civil servants, particularly those good for nothing highest paid officials and public funded professionals working in the public institutions. Likewise, US Teasury needs to sustain the most costly military budgets in this world. Uncle Sam is no longer affordable to sustain the cost of the Iraq war of US $ 10 billions per day.

Http://search.yahoo.com/search;_ylt=A0oGdW.LY7pN4SkAbANXNyoA?p=Clearing+House+TV+show+the+cost+of+the+Iraq+war&fr2=sb-top&type_param=

Let’s go back to the issues of the typical US contemporary problems of social and economic matteres.

Http://search.yahoo.com/search?p=The%20described%20shocking%20US%20social%20and%20economic%20problems%20of%20the%20America

My personal opinion for the solution of the US contemporay problems are simply described in the followings.
1) Stop the wars and the overall military budget must be chopped at least 60% in the next five years
2) Bust the economic bubbles of global stock markets and housing directly and indirectly but wisely. Simply speaking it is neccessary to see Dow Jones index to decline to under 4,000 and Hong Kong Heng Sang index to decline to under 8,000, the sooner the brtter.
3) It is time to raise the interest rates and bust the housing bubbles with aims and goals to lower the international standards and save the lives of many of the third world’s simply can’t afford to cope with the inflation.

Http://search.yahoo.com/search?p=The%20described%20shocking%20US%20social%20and%20economic%20problems%20of%20the%20America

You all should know that the US Keynesian approach of Fiscal Policy is intended to sustain the overall US debts instead of true economic growth and job creation and bring peace to this world.
Http://search.yahoo.com/search?p=Why%20many%20US%20scholars%20and%20economists%20nailed%20Bernaki’s%20economic%20bubbling%20policy?

Jenny asks…

can someone help me summarize this please, i am not good at English, all i know in this is poverty people USA?

according to the U.S Census Bureau, Americans are, in aggregate, doing pretty well. Despite a slight downturn since 2000, for some years now the median income of American households, measured in constant dollars, has been increasing at a fairly steady pace. and the number of families with incomes below the poverty line– defined as $18,392 for a family of four–declined appreciably during the long economic boom of the 1990s, with the poverty rate in 2000 reaching its lowest level since 1973.since then, however, the poverty rate has inched up to 12.7%. 40 years after president Lyndon Jonhson declared “war on poverty”, 37 million americans continue to live in poverty, a third of them children. that’s more than one out of every nine people. moreover, the average adult American has a 60% chance of living at least one year below the poverty line and a 33% chance of experiencing dire poverty.
most people think that those described as “poor” in the U.S are pretty well off by world standards. the truth is , in life expectancy 20 years old U.S. males rank thirty-sixth among the world’s nations, and 20 years old U.S. females rank twenty- first. our infant mortality rate is worse than that in twenty-one other Western nations. even Beijing’s infant morality rate is lower than NEw York City’s. in fact, if our infant mortality rate were as good as Cuba’s, we would save an additional 2,212 babies each year. if it were as good as Cuba’s, we’d save 18,900 babies. furthermore, millions of Americans endure hunger. according to the U.S. Department of Agriculture, 34.9 million Americans lack “food security”, and in 3 million American household one or more persons go hungry during the year. in addition, on out of every 4 Americans lives in substandard housing, and in most cities one sees people roaming the streets in tattered clothing, picking their food out of garbage cans. homeless people–many of them former mental patients released from state hospitals, others jobless individuals and families unable to afford housing–live in abandoned card and shacks or simply sleep in doorways and on subway grates. reliable figures are hard to come by, but probably between 700,000 and 800,000 americans are homeless on nay given night and between 2.5 and 3.5 million people are homeless sometime during the year.
people in different walks of life and in different circumstances experience poverty. many others live on the edge of poverty and are in continual danger of falling into it through illness, job loss. or other misfortune. in the U.S. today, the “working poor”–those who earn less than $8.84 an hour, which translates into a full time salary just below the poverty line for a family of four– # 28 million. they represent a higher percentage of the workforce than in the 1970s as well paid unionized manufacturing jobs have been replaced by nonunion service jobs. in 1997 the minimum wage was increased to $5.15 per hour, but it is still less in real terms than it was in 1969. someone working forty hours a week, for that wage cannot raise his or her family out of poverty. in fact, according to an advocacy group, a minimum-wage earner can afford to pay rent and utilities on a one bedroom apartment in only 4 countries in the whole country.
many poor people are unable to work and depend on outside assistance, but living decently on welfare has always been difficult, if not impossible, the old system of AFDC ( Aid to Families with Dependent Children) was popular when it was created in 1935 abd nist AFDC recipients were widows. but in recent times, fewer than 2% of recipients were widows and most had never been married to their child’s other parent. public support for the program ebbed away as many Americans came to believe that AFDC discouraged its recipients from marrying and from working. as a result, benefits grew even stingier. by 1996 welfare benefits had fallen, in real terms, to 51% of what they had been in 1971. with annual cash allowances for a family on AFDC ranging from $1,416 in Mississippi to $6,780 in New York, even in the most genrous states stipends were never enough to allow family to escape from poverty.
in 1996, Congress replaced AFDC with TANF( Temporary Assistance to Needy Families). under the new system, the entitlement of poor people to support had been replaced by block grants to the states to run their own welfare programs. the grants are limited to a certain amount of money; if they run out , the states are not required to make additional expenditures. welfare recipients are required to work for pay or to enroll in training programs, and financial support is limited to a lifetime maximum of 5 years. this shift in policy has been controversial. since the TANF system began, the number of people receiving welfare benefits has declined, but experts disagree about the reasons: is it a growing economy offering more opportunities, the success of the new approach in encouraging welfare recipients to make themselves employab
continue from EMPLOYABLE, the large number of women living in poverty. women with inadequate income following divorce, widowhood, retirement. although it is doubtful that there is more social mobility in the U.S. than Europe, what is certain clear is that Americans believe have plenty of it. in line with that belief 71% of them, but only 40% of Europeans, think that the poor have a chance to escape their plight.
Americans, even poor Americans, favor individual explanations of poverty. they tend to see the poor as unfortunate rather than as personally responsible for their condition.70% of West Germans, for example, express the belief that people are poor because of imperfections in society, not their own laziness, whereas 70% of Americans hold the opposite view. the majority of americans believe that redistribution favors racial minorities. they support the present political system, which assists those at the socioeconomic bottom far less than European government do.

Administrator answers:

Dear Girl,
I am not sure what you need summarized, all the info is there and true at that! If anything go paragraph by paragraph break it down and you’ll have it. Put it in your terms or better yet ask your parents about it, chances are their in the same situation as the rest of the people in the U.S. Have a little confidence in yourself you can do it! Good Luck Tiger!

Linda asks…

can you please summarize this for me, thank you very much?

according to the U.S Census Bureau, Americans are, in aggregate, doing pretty well. Despite a slight downturn since 2000, for some years now the median income of American households, measured in constant dollars, has been increasing at a fairly steady pace. and the number of families with incomes below the poverty line– defined as $18,392 for a family of four–declined appreciably during the long economic boom of the 1990s, with the poverty rate in 2000 reaching its lowest level since 1973.since then, however, the poverty rate has inched up to 12.7%. 40 years after president Lyndon Jonhson declared “war on poverty”, 37 million americans continue to live in poverty, a third of them children. that’s more than one out of every nine people. moreover, the average adult American has a 60% chance of living at least one year below the poverty line and a 33% chance of experiencing dire poverty.
most people think that those described as “poor” in the U.S are pretty well off by world standards. the truth is , in life expectancy 20 years old U.S. males rank thirty-sixth among the world’s nations, and 20 years old U.S. females rank twenty- first. our infant mortality rate is worse than that in twenty-one other Western nations. even Beijing’s infant morality rate is lower than NEw York City’s. in fact, if our infant mortality rate were as good as Cuba’s, we would save an additional 2,212 babies each year. if it were as good as Cuba’s, we’d save 18,900 babies. furthermore, millions of Americans endure hunger. according to the U.S. Department of Agriculture, 34.9 million Americans lack “food security”, and in 3 million American household one or more persons go hungry during the year. in addition, on out of every 4 Americans lives in substandard housing, and in most cities one sees people roaming the streets in tattered clothing, picking their food out of garbage cans. homeless people–many of them former mental patients released from state hospitals, others jobless individuals and families unable to afford housing–live in abandoned card and shacks or simply sleep in doorways and on subway grates. reliable figures are hard to come by, but probably between 700,000 and 800,000 americans are homeless on nay given night and between 2.5 and 3.5 million people are homeless sometime during the year.
people in different walks of life and in different circumstances experience poverty. many others live on the edge of poverty and are in continual danger of falling into it through illness, job loss. or other misfortune. in the U.S. today, the “working poor”–those who earn less than $8.84 an hour, which translates into a full time salary just below the poverty line for a family of four– # 28 million. they represent a higher percentage of the workforce than in the 1970s as well paid unionized manufacturing jobs have been replaced by nonunion service jobs. in 1997 the minimum wage was increased to $5.15 per hour, but it is still less in real terms than it was in 1969. someone working forty hours a week, for that wage cannot raise his or her family out of poverty. in fact, according to an advocacy group, a minimum-wage earner can afford to pay rent and utilities on a one bedroom apartment in only 4 countries in the whole country.
many poor people are unable to work and depend on outside assistance, but living decently on welfare has always been difficult, if not impossible, the old system of AFDC ( Aid to Families with Dependent Children) was popular when it was created in 1935 abd nist AFDC recipients were widows. but in recent times, fewer than 2% of recipients were widows and most had never been married to their child’s other parent. public support for the program ebbed away as many Americans came to believe that AFDC discouraged its recipients from marrying and from working. as a result, benefits grew even stingier. by 1996 welfare benefits had fallen, in real terms, to 51% of what they had been in 1971. with annual cash allowances for a family on AFDC ranging from $1,416 in Mississippi to $6,780 in New York, even in the most genrous states stipends were never enough to allow family to escape from poverty.
in 1996, Congress replaced AFDC with TANF( Temporary Assistance to Needy Families). under the new system, the entitlement of poor people to support had been replaced by block grants to the states to run their own welfare programs. the grants are limited to a certain amount of money; if they run out , the states are not required to make additional expenditures. welfare recipients are required to work for pay or to enroll in training programs, and financial support is limited to a lifetime maximum of 5 years. this shift in policy has been controversial. since the TANF system began, the number of people receiving welfare benefits has declined, but experts disagree about the reasons: is it a growing economy offering more opportunities, the success of the new approach in encouraging welfare recipients to make themselves employab

Administrator answers:

Wow thats a lot

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