Apartments for Low Income

Questions and Answers

Your Questions About Apartments For Low Income Nyc

May 7, 2012

Sharon asks…

Why is my community support worker lying to me if I can’t afford to live on my own?

I asked on here a bunch of questions on whether I can afford living on my own with an SSI check of 600 a month. Everyone said no I can’t afford it. Even though my parents pay for all of their kids(they’re adults now including me) cell phones. I have a car in my mom’s name so I don’t have to pay for it. The internet and cable is paid for by them.

You see when I live at my parents house I only pay for room and board, utilities and food for only 235 per month and I still have enough money to buy books or anything that’ll better myself.

My community support worker says that there are services that’ll help pay for utilities, water, gas, and there’s foodstamps. She said that I can have a payee to pay all my bills and tell me what I have left over.

So who should I believe? People on here or my community support worker? she knows what I get each month and how much I pay my parents.

There are low income housing and maybe since I live in the Midwest, low income apartments are cheaper than where you’re from. Assuming you’re from NYC or LA.

Administrator answers:

Your community support worker, or indeed anybody who knows your situation personally is more likely to be correct than people giving advice online based on variables. Ask your CSW to provide relevent information on living alone and have her help you draw up some ingoing/outgoing charts so you can see exactly what financial and service help you’ll receive and have a better idea of where your money will be going. Then decide whether living alone looks viable.

The majority of people don’t have access to services that assist them with utilities, water and gas, nor can they easily obtain low-income housing, nor do they have parents able or willing to pay their bills, which is probably why many people here have advised that it’s impossible to live on $600 per month. If you’re entitled to these additional things as an SSI claimant then it’s going to be less difficult for you to make ends meet.

Helen asks…

Should I believe my Community support woker or strangers on here?

I asked on here a bunch of questions on whether I can afford living on my own with an SSI check of 600 a month. Everyone said no I can’t afford it. Even though my parents pay for all of their kids(they’re adults now including me) cell phones. I have a car in my mom’s name so I don’t have to pay for it. The internet and cable is paid for by them.

You see when I live at my parents house I only pay for room and board, utilities and food for only 235 per month and I still have enough money to buy books or anything that’ll better myself.

My community support worker says that there are services that’ll help pay for utilities, water, gas, and there’s foodstamps. She said that I can have a payee to pay all my bills and tell me what I have left over.

So who should I believe? People on here or my community support worker? she knows what I get each month and how much I pay my parents.

There are low income housing and maybe since I live in the Midwest, low income apartments are cheaper than where you’re from. Assuming you’re from NYC or LA.

Administrator answers:

Your community service worker is correct. I live in a low-income building in Seattle. My rent is $239. (I’m on SSDI however so I get a little more than people on SSI). However, many people in this building are on SSI and they survive. Some of them have payees and that works out fine for them. Most of them get a pretty good amount of foodstamps too (like over $100 per month). Our building actually pays for all the utilities except electricity. So, yeah, you can survive on SSI – it’s not a life of complete luxury, but you do get a roof over your head and your own apartment. (I lucked out – my apartment is actually quite nice – it’s a studio, but it’s quite spacious and has a pretty good view of downtown Seattle and the Space Needle).

Mandy asks…

Should I believe my community support worker or strangers on here?

I asked on here a bunch of questions on whether I can afford living on my own with an SSI check of 600 a month. Everyone said no I can’t afford it. Even though my parents pay for all of their kids(they’re adults now including me) cell phones. I have a car in my mom’s name so I don’t have to pay for it. The internet and cable is paid for by them.

You see when I live at my parents house I only pay for room and board, utilities and food for only 235 per month and I still have enough money to buy books or anything that’ll better myself.

My community support worker says that there are services that’ll help pay for utilities, water, gas, and there’s foodstamps. She said that I can have a payee to pay all my bills and tell me what I have left over.

So who should I believe? People on here or my community support worker? she knows what I get each month and how much I pay my parents.

There are low income housing and maybe since I live in the Midwest, low income apartments are cheaper than where you’re from. Assuming you’re from NYC or LA.

Administrator answers:

Your community support worker is trained to help you. The majority of people on here are teenagers.

I think that gives you your answer

Jenny asks…

Why is my Community Support worker lying? or is she?

I asked on here a bunch of questions on whether I can afford living on my own with an SSI check of 600 a month. Everyone said no I can’t afford it. Even though my parents pay for all of their kids(they’re adults now including me) cell phones. I have a car in my mom’s name so I don’t have to pay for it. The internet and cable is paid for by them.

You see when I live at my parents house I only pay for room and board, utilities and food for only 235 per month and I still have enough money to buy books or anything that’ll better myself.

My community support worker says that there are services that’ll help pay for utilities, water, gas, and there’s foodstamps. She said that I can have a payee to pay all my bills and tell me what I have left over.

So who should I believe? People on here or my community support worker? she knows what I get each month and how much I pay my parents.

There are low income housing and maybe since I live in the Midwest, low income apartments are cheaper than where you’re from. Assuming you’re from NYC or LA.

Administrator answers:

Everyone online is right $600 is no money at all. Lets say they give you free room an board that is only way you can live on your own an that’s hardly ever going to happen unless she trying to get you commited.

Mary asks…

What are the safest and cheapest places to live in NYC/White plains area?

My brother got a job in White Plains (NY-10601) and he will be moving in a couple of months.
He and his wife have never been up north and want to know what areas are cheaper and safer between Manhattan and White Plains. Their income is lower-middle level and they don’t have a car. Could anyone suggest such areas/neighborhoods where they can find good quality apartment (1BR+) for not more than $1.5K/month?

Administrator answers:

I would suggest either Washington Heights or even Hell’s Kitchen, both of which are in Manhattan.

Http://nabewise.com/nyc/washington-heights

http://nabewise.com/nyc/hells-kitchen

Good luck, NYC is a great place to live.

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