Apartments for Low Income

Questions and Answers

Your Questions About Cheapest Apartments In America

July 17, 2013

Mark asks…

Why do even legal immigrants who have been in the US for years say Cisco won’t hire them before H1 immigrants

Same qualifications, only H1 holders are fraudulent immigrants who work for half of what a LEGAL works for? Cisco rents over 3000 apartments for H1 visa holders and brings in their useless (to the American economy) spouses. Shouldn’t Americans be in the streets shutting down Cisco for this fraud and betrayal?
We need to take to the streets and shut down the silicon valley. It won’t take much work as they have alienated every American engineer in the Bay Area.

Administrator answers:

Because the H1B visa is the most fraud ridden program in America. All it does is provide corporate America with cheap, foreign scab labor and keeps American’s out of jobs in their own country.

Obama wants to raise the quota, if you can believe that.

Paul asks…

Why are American people selfish, childish, rude, loud, racist, stupid, and poor in general?

1. 90% of the joke has to do with male/female genitalia or anus or sex or anything related to it.
2. Most people ignore people in needs, because they don’t want to lose their time, money or just lazy.
3. Most of them are in dept and buy home or car with monthly payment.
4. Most houses/apartments that middle/lower class people live are built super cheap.
5. Most people in costumer service, virtually every conceivable job ranging from McDonald to government agencies are shockingly rude.
6. Everyone knows about racism between white people and black people and sometimes Mexican.

If you haven’t grown up in America, you know what I mean.

Administrator answers:

They aren’t in truth, that’s a very generalized view from a limited experience or one influenced by media and the illusion that media follows society. In truth, your racism is against the American people as a whole despite not knowing them all – same as a color bias and equal in ignorance.

Charles asks…

can someone name some short term leasing apartments and cheap furnished apartments in the phoenix area?

furnished apartment
utilities included
place operates like a hotel; pay weekly, check out at 11 pm

Administrator answers:

Budget Suites of America

Michael asks…

I’m thinking of moving to Hong Kong. What can a mid 20s American male expect?

What kind of extra curricular activities do young professionals do over there?

What is nightlife like?

Dating scene? What are the girls like?

Who will I be hanging out with? Other foreigners or mostly Asians?

If I’m an outgoing foreigner who likes to socialize… what will I be doing on a typical weekend?

Any help is appreciated. Thanks

Administrator answers:

Rent is very expensive in HK on a per sq ft basis unless you’re willing to sacrifice 2-3 hours daily in commuting by staying in one of those village apartments in the remote part of New Territories.

Others ie groceries, shopping, eating out, transportation are cheaper in HK than NY because HK has no import tariffs on 99.9% of the things and zero sales tax, income tax is only around 15% – 16%. The City has a lot of fast food and HK style cafe restaurants which offer very cheap combo meals of around US$5 each. The “ding ding” or tram that runs from east Hongkong Island to the west covering more than 120 stops is only US$0.30 per ride.

I’d say the final take-home pay in HK is a lot better than many places in the US especially for professional and senior executives posts. A structural engineer or IT-design professional, for instance, with 5+ years experience is around US$5,000 – $6,000 per month with only 16% salary tax.

Low profile, menial cheap laborers jobs have all moved to China in recent decades. At the same time, HK has evolved into one the world’s most important financial and exhibition centers, re-export trade, tourism, movies and dramas production , animation design and many other servicing industries. HK is now a servicing center with a lot more upscale, professional jobs than 20 years ago eg Yahoo and Google have big offices in Hong Kong, Wal-mart’s Asian Regional Headquarter is in HK. That said, HK’s job market is extremely competitive, not only are they eyed upon by the 7 million strong Hongkongers, but by thousands of graduates from China and all over the world. HK employees are well-known for devoting extensive hours in the work place, mostly with no overtime pay.

To give you an idea the working and living conditions in HK,
For CEO positions, one may get by without knowing Cantonese because he/she could hire excellent bi-lingual executives to work under him/her. As well, teaching or tutoring English there also do not need Cantonese. For middle or junior position though, if you do not know Cantonese you may have a hard time with the co-workers just like immigrants here in the US who do not know English.

In order to live in a decent apartment near downtown core, the monthly rent at least around HK$12,000, and to give you some extra money to dine out and shop, the minimum monthly income should be around HK$25,000 – 30,000. Restaurants, shopping, groceries and transportation though are cheaper than in Europe and America.

With a population of 7 million strong in a small place as Hong Kong, a lot of talents will be competing for the same job, not to mention that nowadays many more university graduates from China are eying in HK´s job market as HK´s salaries are at least triple than China´s. To stay ahead, an employee must devote extra time and efforts to excel others. When everyone is working 9 hours a day, if you put in 1-2 hours extra to accomplish more tasks than the rest of the team then you will win out. A normal office hour ends at 5 pm, employees rarely would leave the office before 7 pm except for low profile jobs like cleaners, messengers.

I´ve heard many overseas employees complaining about the long working hours and a lot of assigned work, it´s a trade-off one must take into consideration before even thinking of moving to the city. One must not expect getting a good income with only 15-16% income tax and no sales tax yet working comfortably with lots of coffee/smoking/tel breaks as in Europe or America.

The people there are generally very kind-hearted and always prepared to giving a helping hand as HK has been on its own as an independent small nation for 160 years with everyone caring for one another like a big family although they may look cold on the streets just as most people do in big busy cities.

Hongkongers who speak flawless English are generally brought up from very good family and education backgrounds, they may give foreigners an impression of being high on the nose, these are the “blue bloods” of HK.

Though HK had been governed by the British for over 150 years, more than half of the people there are new immigrants/refugees from China in recent decades. The governmental and business systems and procedures are still very British, at home the people though remain very “Chinese”. It will not be easy for foreigners to find a girlfriend if he is not interested in HK -Chinese cultures in the first place. Non Chinese ethnicity only comprised of less than 10% of the population, most of them are from S. And S.E. Asia.

Night life, clubs, bars, dining out and shopping are paradise in HK which means people have to work hard to afford the endless fun. From Jun – early Sep is hot and humid, it’s also the typhoon season, you wouldn’t feel too bad because everywhere is air-conditioned. and enjoy!

John asks…

is there any future in people that paint stuff on canvas?

Painters, i mean.
can painters make a living by only painitng, or do they have it rough when it comes to bills?
also, what are some stuff they would do, as in, do they go to companies and paint stuff for them or sell their art in galleries or whatever?
id really like to know, because ive been considering studying art but the only thing i would like to do is paint

any help is greatly appreciated :)

Administrator answers:

You can do almost anything if you are prepared for it. You can get a bunch of answers from working artists, but chances are most were smart with their decisions and their money…which is how you should be, whether you plan on being a surgeon or a street artist. Don’t worry about ifs or buts, but DO be prepared.
Here are some tips:
If you do plan on going to school, don’t take out lots of loans (especially since art cannot truly guarantee you a salary the way that a degree in medicine or pharmacy can) because paying them off will be ridiculous with added interest etc. Instead look into either cheaper schools or schools that offer scholarships and teaching assistant jobs to help you out financially.

If you decide to kinda go on your own, you have to be willing to talk to a lot of people…and being that they are artists…not all of them will be what you might expect, embrace that and be confident, but not overly gullible. Galleries can take much more than they should…knowing the market in which you want to work for can make all the difference.

No matter what you end up doing, save, save, save, and even better, invest.
This works for anyone…not just painters…you need to set aside whatever income you have and either invest it into smart funds (index / mutual…not just random stocks) or keep it in savings. I personally prefer a little of both, some savings and some in index funds.
Index funds are like a whole bunch of stocks stuck together that go with the flow of the market and the key is to keep your money there for a long time, because even though our economy goes through rough patches, it (despite a complete economic meltdown) should increase overall over time. You might need a thousand to start with, and each month you should put at least 50 bucks (not bad even on a minimum wage salary)

The younger you are the better off you will be after saving and investing. If being an artist, or whatever doesn’t leave you with much retirement money this is your backup plan…can also help with kids in the future etc. If you are young ask parents, grandparents etc, if not then start saving!

Finally, keep things simple until you can afford something more. Don’t get involved in buying new cars and accumulating credit card debt and car payments when you could have gotten a cheaper car or not have spent so much at the mall. It’s alright to splurge once in a while but always ask yourself “Do I really need this now?, Can I afford it? Will it be a good investment?” (Ex of bad investment: probably ANY new car….don’t get into this trap of wanting that nice new car…not worth it unless you’re a millionaire)

I know this is primarily financial advice, and maybe not what you expected, but in the end, that is the knowledge you need when it comes to bills and living well.

Go cheap when you’re young if you can…it’s when you decide to get married, get a house, and have kids that you really need money…not when you’re single and living in a dorm room or an apartment. Think of the future and always be do this…you can be a janitor and you will be riding in a nice gleaming Mercedes…maybe not at 25…but eventually.

Good luck in art and I’m serious about all this advice…don’t be like almost half of America and stuck in debt!

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