Apartments for Low Income

Questions and Answers

Your Questions About Cheapest Apartments In The Us

May 20, 2013

Donna asks…

What is the difference between an apartment and a flat?

Don’t say that a flat is British and an apartment us American. I’ve been looking at apartments online, and I’ve noticed that a few of the complexes offer both flats and apartments, but the flats seem to be cheaper. Why is that? I never even knew there was a difference.

Administrator answers:

A flat is all on one floor (it’s “flat”), but an apartment could be on more than one floor and have stairs connecting the floors.

However, 90% of the time, they really mean the same thing – a place you can rent in a larger building; it’s just that “flat” is more of a british word and “apartment” is more an American word, but they mean the same thing.

Jenny asks…

What amount is considered cheap for tuition at a college or university?

I want to go to this college where the tuition is about $36,00o a year. What is considered cheap? Or what is a good price, not counting if it’s a good school for right now.

Also, would it be cheaper to stay out of state in a dorm or get my own apartment witha room mate?

Administrator answers:

Most in-state community colleges are very inexpensive and you can attend for less than 1,000 a semester in tuition (depending on your location in the US).

In-state universities are very reasonable at less than 3,000 a semester (6,000 a year) for tuition and fees. THAT is awesome.

Unless you have that much money laying around…..$36,000 a year is pretty laughable.

Don’t borrow that much money per year to attend that school… You’ll never move on into being self supporting and will start out your life with crushing debt… 36K X 4 years = 144,000 and payments WAY more than any new grad can afford… 1700 a month!!! Yikes! Unless you are going to harvard or yale, a month after you get that first “real job” after college, your boss isn’t going to remember where you got your degree from, just if you are doing your job.

Dorm vs apartment would depend on the cost of the dorms vs the cost of the local apartments. Housing costs vary GREATLY depending on the location. This would be a great project for you to find out and can be done easily on the internet.

Run the numbers for 2 schools and compare tuition, room, board, for on and off campus for an in state school and an out of state school and your local community college living at home. Don’t forget to calculate how much debt you and your parents would need to take on and for the 36K a year school be sure your parents are willing to pay or cosign for you because you can’t get this much money in loans on your own.

William asks…

How bad would it be to live in Puerto Rico for retirement?

I visited once and fell in love.
Almost 3 decades ago when I was little.
Stayed in a little apartment in a cove with still water that you could see fish in.

How different is that island now? How is crime? Is it crowded?
Name everyting negative you can think of.

Administrator answers:

Puerto Rico has one of the most dynamic economies in the Caribbean region, however, growth has been negative for the past four years, and unemployment has risen to nearly 16% in 2011. The industrial sector has surpassed agriculture as the primary locus of economic activity and income. Mainland US firms have invested heavily in Puerto Rico since the 1950s. US minimum wage laws apply. Sugar production has lost out to dairy production and other livestock products as the main source of income in the agricultural sector. Tourism has traditionally been an important source of income with estimated arrivals of more than 3.6 million tourists in 2008. Closing the budget deficit while restoring economic growth and employment remain the central concerns of the government.

GDP – per capita (PPP):

$16,300 (2010 est.)
country comparison to the world: 73
$17,400 (2009 est.)
$18,100 (2008 est.)
note: data are in 2011 US dollars

Although food and services in Puerto Rico are more expensive, housing is definitely cheaper. Many people from the Mainland retire in Puerto Rico. It is very different now, from 30 years ago. It is good for retirement because your income will not be taxed by the Federal Government since the island is not represent in Congress, but you would enjoy the benefits of living in an island protected by the United States. You will have to get used to traffic in the island if you decide to retire in the Metro area, it is VERY densely populated. If you decide to retire in a more rural area you will enjoy it more.

Traffic is a major issue in the island and currently the government is working towards the expansion of the island’s infrastructure. Consider the following information regarding roads:


total: 26,670 km
country comparison to the world: 102
paved: 25,337 km (includes 427 km of expressways)
unpaved: 1,333 km (2008)

Also, consider this article in Wikipedia that talks about PR Highways:

You might also want to consider this YouTube video:

Also, this website that talks about the cost of living:

Lisa asks…

What is the most reliable and affordable service to ship boxes from Quezon City to the United States?

I am packing my apartment and shipping my things to the US from Quezon City. What is the cheapest and most reliable service I can use? I don’t care how long it takes as long as it comes.

Administrator answers:

As long as your things will total over 100 lbs, which they should if its your whole apartment. Contact They also do ocean. They have a form on their website to get a price too. See the link below

Linda asks…

will my relationship suffer if we become roommates with my boyfriends sister?

me and my boyfriend have been together for 2 years, were moving in together. we think it’d be cheaper to split a $1200 apartment between the threee of us. but i’ve been told thats the hardest thing on young relationships… i don’t want us to fail. any advice?

Administrator answers:


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