Apartments for Low Income

Questions and Answers

Your Questions About Efficiency Apartments For Rent

August 4, 2013

Mark asks…

how much should i save up b4 looking to rent an apartment?

im in cleveland ohio. and ill need like a 12month lease. its JUST me so one bedroom is ok(would prefer 2 tho),but i dont want a “efficiency suite”. im 19 years old. with a job

Administrator answers:

Most places want first and last month’s rent up front, plus a security deposit. I don’t know the market in Cleveland, but where I’m at you’re talking ~$1000 for a decent one-bedroom.

Sharon asks…

What should be the maximum I pay for an apartment?

So I’ve had a job that makes 98K a year, for around a year now

currently I live in my parents house and ive lived in the house for a year since graduating. I dont pay any rent and for the most part, i dont pay for my food.

I feel its time to move out. I currently live in florida, and my job is in miami.

currently my bills consist of a
250/month motorcycle payment
350/month jet ski payment
100/month phone bill
145/month health insurance
80/month motorcycle insurance

No car, just two motorcycles, one is paid off.

I was looking at paying 1200 a month for rent
is this a good idea?

Administrator answers:

You won’t even find an efficiency apartment in California for that low. In the Midwest you can find it easy. Miami….. You have to look at what the ads are in the paper.

Anyone making 98k a year should have no issues. Food (if you don’t eat out) will run you $200 a month. Gas/electric depends on what you have plugged in. You may need to pay for parking, some places charge for the space. You may need to purchase appliances (stove, fridge) and furniture if the place comes bare empty.

William asks…

What are price ranges for apartments in London, England?

Trying to find a nice affordable flat or apartment in London, England. Any price ranges and any specific hings I need to know before buying?

Administrator answers:

“Affordable” is all in the eye of the beholder.

Clean, bright, fully-furnished, 1-bedroom flats/condos/cottages are available throughout London and surrounding areas for short and long-term rental. Typically well-maintained, located in areas that are centrally located (close to schools, shopping, hospitals, parks, local places of interest, etc.). Most all include appliances and furnishings with weekly/monthly rentals including utilities, cable & wifi, as well.

Selecting a comfortable extended-stay flat is worth investigating for those who are planning on staying in any area for substantially longer than an average holiday. Obviously price-range would depend primarily on Location, Location & Location. Example- flat boasts views of London bridge and located right in the thick of things. Lovely and spacious. Fully furnished and centrally located; £197 nightly.


Smaller flats with less spectacular views, possibly not as centrally located and just basically ‘less’ would be less. This one looks really sweet: clean, comfy, and lovely, all the way around (only $35 nightly), short-term or long-er term stay. Located close to practically everything- places like this are definitely worth pursuing. rental:

Securing an hotel room in London (and vicinity) would be far more expensive than leasing an extended-stay or short-term room/flat rental. The average hotel room running anywhere from $150 – $400 nightly (luxury hotels being much more expensive). But a short-term lease, 1-br flat may be $75 – $150 nightly, and (depending on the length of the lease) may be as low as $40 – $50 nightly.

There are also reputable families/individuals who rent spare bedrooms, etc.- catering specifically to the extended-stay, temporary (or longer-term) out-of-town visitor. Credit and background checks would be par for the course with any/all of the above.

The link below is an example of the literally hundreds of available online short-term/long-term room-flat-condo rental agencies in the London area. apartment rental:

“Buying” an apartment in London would be a bit premature if one hasn’t stepped foot in the area. Buying any property anywhere in the world would qualify as being hasty and somewhat knee-jerk about the whole thing. Buying property is a commitment and in today’s economy wouldn’t be such a wise move if one had never been to the area. If one were to buy a property and soon realised they were homesick, (or if they needed to relocate, again), it may prove to be financially disastrous. IOW; renting a flat or even sharing a rental for a period of time would be the best way to determine if one was truly interested in making it more permanent. Spending time, exploring extensively..walking about, seeing what the area is like-what it has to offer, is the only real way to tell if it’s purchase-worthy.

One of the most economical ways to secure a roof overhead would be to find a flat-mate. There are flat-mate-finders in every city. It’s a more proactive way to go about finding the ‘perfect’ place, as one can pinpoint what type of living space they’re searching for, and join forces with a flat-mate. The roommate-finder companies are beneficial as they have a ready-list of all available properties as well as all of the listing particulars. One can specify if they’re looking for a ‘cozy single efficiency rustic bungalow’, or ‘high-tech, modern, spacious condo’, etc.


Some cities are more expensive than others that is a given. Large, bustling, metropolitan cities that have a lot to offer are more expensive, still. That doesn’t mean that one can not locate a lovely flat, rent a room, or find a great flat-mate and stay in the ‘perfect’ place for a reasonable amount of money. It really takes securing a temp-spot that’s located in the basic area one intends to live and pounding the pavement. Looking through the local classifieds and online for places to let, signing-up with flat-mate-finders/room-mate-finders, contacting local realtors re: short-term rental properties, scanning all local short and longer-term flat rental agencies.. All best accomplished by being there.

Steven asks…

Single mom of a two month old do I qualify for HUD or some kind of efficiency housing?

I live in Texas. My daughter and I receive medicaid, TANF, and food stamps. I have no income besides the TANF. I don’t know anyone to watch my baby nor can she go to day care being she’s almost two months old. Can I get help to get an apartment through HUD or section 8? How does it work if I can get it?

Administrator answers:

When my daughter returns to work my grandson will be about 2 months old. Since dad works, they will be using daycare, but then she is not on welfare.
It seems things are different in Texas.
Never heard of a state not allowing 2 month old infants in child care.

You need to talk to your TANF worker, they can get child care for you if you find a job.
~ ~quote
Child care will be paid for when necessary for a TANF participant to look for employment, hold a job, …


~ ~ ~
How much does a welfare family of 3 have in income?
$21,996 per year.
If she were working she would have to earn at least $30,000 per year – probably more.
That is $14.40 per hour.
There are a lot of variables.
I choose Washington state, and have the children both under age five. The woman is paying $250 rent, and I did not count anything for HUD or section 8.
I assumed that the woman lived with family members and paid them $250 rent and help with the utilities a little – maybe $50 per month.
If she were getting housing help, it could easily increase another $5000 per year.
If she were in a work program, she would have day care, and that would increase her welfare benefits.
To keep it simple, I assumed the woman is claiming a disability and exempted from the work program.

A family of three, with no income, would receive a monthly TANF grant of $478.


Based on subsidized rent of $250…………….food stamps would be $526.00

LIHEAP (energy assistance would be $1000 per year, $83.00 per month.


WIC (children to age 5) Washington average monthly benefit $41.64 x 2 = $83.28$.htm

The average cost of Medicaid for one adult and two children $663.66

The total of these benefits is $1833 per month.
Net of $21,996 per year.
Someone earning $30,000 per year, (plus full medical insurance – employer paid), who nets 74% would have this income.

Ken asks…

How much notice do you give your roommate before bringing someone over?

I am recently divorced and am living with a roommate for the first time since I was in college (not counting my ex, of course). We are both on the lease and we both pay equal rent and utilities. However, we are butting heads on a VERY important issue. She believes that I should have to give her 24 hours notice before I bring anyone into the apartment. At first, I tried very hard to comply with this rule, but found it increasingly difficult as time has gone on. People don’t always know their schedules 24 hours in advance, or they want to make last minute plans. The problem has been compounded by my getting a boyfriend. He lives about an hour away, and we only get to see each other on the weekends. But, occasionally, he’ll find himself needing to be on this side of town for something, and would like to stop by (I’d like him to be able to as well). After a few months, I told her I couldn’t follow the 24 hour rule any more, but will always give her as much notice as I have (to date, it has never been less than 3 hours notice). She has become outright hostile about the situation now, constantly yelling at me for “disrespecting her.” It’s not like I stay up all night blaring the TV or anything, or have raging parties. I’ve only ever had one person over at a time, and we usually stay in my room because she makes me feel like I’m disturbing her. My boyfriend is the only one who has ever been in the apartment past 10 pm (because he occasionally [maximum once a week] spends the night), and even then we are very quiet in my room. She also says it’s disrespectful for me to have someone in the apartment before she gets home from work because she doesn’t feel like she has time to “unwind.” Also, she got annoyed at me for watching TV in the livingroom with my boyfriend for a few hours on a Sunday afternoon because “she wanted to be able to lounge around her own home in her pajamas, and she can’t do that when he is there.” Frankly, she does a lot of things that annoy me, but I’m not a confrontational person. I’m trying to pick my battles, because that’s what you have to do when you live with someone. But, she’s really making me out to feel like I’m being a terrible roommate/person.

So, I thought I’d seek some outside opinions. I understand living with roommates as a 30 year old adult is not the same as when you are in college.

Am I in the wrong? Is having to give 24 hours notice the norm for adult roommates? How often is too often to have someone over? Also, how long is too long to have them over? Or, to be in common areas?

I don’t know what to do here. I’m trying to be as accommodating as I can, but this is the battle I need to fight. I don’t want to have to hide quietly in my room all the time and never have anyone visit. If she is right, and this is what is expected, I’ll gladly live alone and get my own place. What do I do?
1) Yes, she does have a “guy” who comes over occasionally, and regardless of my not caring for him much, he is perfectly welcome anytime he wants to come over. That’s how I feel about it. 2) My boyfriend and I usually go out in the evening, but, yes, he spends the night when we have to be on my side of town because it’s a long drive back to his place. Usually, I spend the night at his place because he lives alone. He isn’t hanging around all the time. And, when he is here, we usually do stay in my room where I also have a TV. However, that ONE Sunday we wanted to watch a movie on MY 50 inch TV that I nicely keep in the common area. As a matter of fact, I am capable of living on my own, and even paying the rent alone for our 2 bedroom place. But, I have never lived alone in my life. After I left my ex, I thought having a roommate would be nice because I LIKE the idea of having other people around. I’m starting to think maybe she is someone who doesn’t reall

Administrator answers:

Does she ever have people over, herself? You should picture how you’d feel if she had a boyfriend you didn’t much like dropping in at short notice, hanging around on weekends, staying the night, and occupying your common areas.

I think you’re the one who needs to make extra compromises. If your boyfriend happens to be in town, go out somewhere with him, mostly. Tone down the overnights to no more than once a month, with the requested 24-hour notice. If you want to watch TV with him when he visits, get a small set and keep it in your room.

“I understand living with roommates as a 30 year old adult is not the same as when you are in college.” You’ve got the words, now get with the music. You’re allowing your boyfriend to use your place as a convenient, rent-free spot to drop in and sack out. You’d better plan to get an efficiency all your own, if he’s more important to you than peace with your roommate in a nice shared apartment.

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