Apartments for Low Income

Questions and Answers

Your Questions About Low Income Apartments In Chicago

May 7, 2013

Maria asks…

housing according to income…?

i live in the chicago area, are there any programs that charge rent according to your income? for instance, low income but not dealing with section 8? i am a mother of 2 and trying to find an apartment. well any info would be appreciated. thanks in advance.

Administrator answers:

You’ll have to go through social services to qualify and get locations

Helen asks…

I am disabled with both SSI and SSDI. I want to rent with a roommate. Will their rent and income affect me?

I want to rent either a studio or a one-bedroom, and have a roommate to share the rent.(Chicago) But I am worried since they are out of town a lot, that the apartment will be considered mine and that their payment of rent will be considered income for me. I know that sounds weird but that is the sort of odd things I’ve been told by local SS offices in different cities.

Maybe I should sublet from them for a lower rent?

Administrator answers:

There are many ways to do this.

1. You could both be renters. Each of you pay your rent directly to the landlord. This way your roommate is not providing you any income. Drawback: May not be allowed by landlord.

2. You could pay the rent, and your roommate could pay all the utilities. Than if the utilities are less than the 1/2 rent – the roomate pays you an extra amount. You would have to report that extra income from rommmate’s rent. Drawback: what if roommate doesn’t pay their extra amount?

3. The reverse of 2. Drawback: You aren’t on the lease and could be asked to move out.

4. You pay rent to the roomate and the roomate has the lease. Drawback: Then roomate could ask you to leave.

Nancy asks…

How can i get a low-income apartement in chicago quick before being evicted?

I am in a messy situation. Me and my kids moher are working and we need to move soon. We have very little money and we need help.

Administrator answers:

You can contact the housing authority. Here is their website.

Http://www.thecha.org/applyforhousing/section8.html

The following is from their website (you will need to go to the website and click on the links for additional information)
To find additional information on affordable housing, click on the links below:
The U.S. Department of Housing & Urban Development provides information on affordable housing, including low-rent and subsidized housing opportunities.

The Illinois Development Housing Authority assists people of modest means to buy houses, throughout Illinois. IHDA also builds decent, safe apartments at reasonable rents.

The Chicago Department of Housing provides housing opportunities by creating affordable and accessible home ownership opportunities as well as rental options for all Chicago residents.

The Chicago Department of Human Services connects individuals and families in need of important Social Service resources such as subsidized child care to housing for the homeless. The CDHS provides support for people trying to build happy, healthy and productive lives.

James asks…

How to get a studio without a credit check?

I’m in a situation where I need to get my own place. I want to get a studio with the price range of around $550-700 a month but I need a place that doesn’t do a credit check because I have no credit at all. I think my credit score is around 597. Does anyone know any apartments in the Chicago area that could help me or does anyone know if there’s any place that I can go to so they could help me find an apartment in Chicago? Thank you!

Administrator answers:

You don’t need credit to get a place, nor do landlords really care about your score. Erase that from memory. They want to know that you have an income that can afford the rent plus the other bills. They look only to see that you don’t have a history of defaulting on key bills like rent or electric, and that bill collectors won’t be knocking on the door once you get there.

If your income is low or you are under 21, you might need a cosigner. The rent you want to pay won’t be easy to find. Without knowing more, you might want to consider a room or roommates. Those large apartment complexes are out of your range. Concentrate on smaller places, in your neighborhood, you are more likely to find what you want in an area you already know.

Carol asks…

How many phone calls have the campaign Obamabots made to Rezko today after the article in the Chicago Tribune ?

You know; the one that says in an effort to reduce his time in prison the convicted felon is already talking to investigators about his career buying votes via Chicago and Illinois politicians .

Where is Obamoron from again?

Administrator answers:

The Rezko/Obama connection is old news. There was nothing illegal there. This is about the governor.

1. They met in 1990. Obama was a student at Harvard Law School and got an unsolicited job offer from Rezko, then a low-income housing developer in Chicago. Obama turned it down.

2. Obama took a job in 1993 with a small Chicago law firm, Davis Miner Barnhill, that represents developers — primarily not-for-profit groups — building low-income housing with government funds.

3. One of the firm’s not-for-profit clients — the Woodlawn Preservation and Investment Corp., co-founded by Obama’s then-boss Allison Davis — was partners with Rezko’s company in a 1995 deal to convert an abandoned nursing home at 61st and Drexel into low-income apartments. Altogether, Obama spent 32 hours on the project, according to the firm. Only five hours of that came after Rezko and WPIC became partners, the firm says. The rest of the future senator’s time was helping WPIC strike the deal with Rezko. Rezko’s company, Rezmar Corp., also partnered with the firm’s clients in four later deals — none of which involved Obama, according to the firm. In each deal, Rezmar “made the decisions for the joint venture,” says William Miceli, an attorney with the firm.

4. In 1995, Obama began campaigning for a seat in the Illinois Senate. Among his earliest supporters: Rezko. Two Rezko companies donated a total of $2,000. Obama was elected in 1996 — representing a district that included 11 of Rezko’s 30 low-income housing projects.

5. Rezko’s low-income housing empire began crumbling in 2001, when his company stopped making mortgage payments on the old nursing home that had been converted into apartments. The state foreclosed on the building — which was in Obama’s Illinois Senate district.

6. In 2003, Obama announced he was running for the U.S. Senate, and Rezko — a member of his campaign finance committee — held a lavish fund-raiser June 27, 2003, at his Wilmette mansion.

7. A few months after Obama became a U.S. Senator, he and Rezko’s wife, Rita, bought adjacent pieces of property from a doctor in Chicago’s Kenwood neighborhood — a deal that has dogged Obama the last two years. The doctor sold the mansion to Obama for $1.65 million — $300,000 below the asking price. Rezko’s wife paid full price — $625,000 — for the adjacent vacant lot. The deals closed in June 2005. Six months later, Obama paid Rezko’s wife $104,500 for a strip of her land, so he could have a bigger yard. At the time, it had been widely reported that Tony Rezko was under federal investigation. Questioned later about the timing of the Rezko deal, Obama called it “boneheaded” because people might think the Rezkos had done him a favor.

8. Eight months later — in October 2006 — Rezko was indicted on charges he solicited kickbacks from companies seeking state pension business under his friend Gov. Blagojevich. Federal prosecutors maintain that $10,000 from the alleged kickback scheme was donated to Obama’s run for the U.S. Senate. Obama has given the money to charity

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