Apartments for Low Income

Questions and Answers

Your Questions About Low Income Apartments In Florida

August 9, 2013

Sandy asks…

What are some good apartment complexes in Orlando, Florida?

Looking to spend between 600-750. Is that too low?
I’m looking to move near Disney since that is were I will be working. And I’m moving for good. I’m just looking to live in apartment until I can learn everything. Maybe a short term lease.
Looking for a one bedroom, one bathroom

Administrator answers:

That’s pretty low. My mom lives in an older area of town. It’s not bad, but not a brand new place. She’s got a two bedroom, two bath and is paying over $900 a month. When you start getting in to the really inexpensive apartments they are either in a less desirable area or are income restricted apartments.

You could also move out a bit further from Orlando and might find something less expensive.

Paul asks…

Minimum amount required to spend, to live with family at Palm harbor?

My family is vegetarian and non alcoholic, elder child is 4 and younger is 2. Want to know what minimum amount I have to spend on rental, food and education of child etc.

Administrator answers:

I am reading conflicting articles about Palm Harbor,some say it is very expensive, others say it is very reasonable, not sure what they are comparing this to.
Your lifestyle, resources and what you are looking for (renting, buying, leasing) will be a determining factor. Florida in general caters to tourists and retirees. A young family might find it difficult. I am not sure what your financial resources are.
In 2006 Pam Harbor was listed as one of the most desirable places to live.
Palm Harbor
Population: 60,385
Population Growth: 1.8%
Residents per square mile Population Density: 3,367
Median Age: 45 years
Median Income: $51,870
100 = national average, 110 = 10% more expensive Cost of Living Index: 112
I also checked out
Whispering Pines, a planned community tucked away in a relaxed, country atmosphere in Kissimmee, Florida. This quiet, carefree neighborhood is designed in harmony with the beauty of the natural wooded surroundings. The cost of living in Central Florida is very reasonable and ranks among the lowest in the country.
I am not sure that I have been of much assistance, do you grow your own food, would you want a house or apartment?
The fact that you do not drink is a real plus. Your children are not in school yet, so that does give you sufficient time to really check out some of these areas. He weather is great…Good luck and best wishes.
Thank you

Ruth asks…

How hard would it be to relocate(move) from Florida to Los Angeles?

I live in daytona and know it would be tough, but just how tough would it be to make such a move? I know the cost of living is higher but the salaries are higher to arent? My main concern however are the earthquakes, how often do “tremors” occur?

Thanks,

Rick

Administrator answers:

Salaries are higher in California, but they generally do not offset the cost of living. Housing is the biggest expense, and is generally 2X for comparable housing in Florida. Another factor is the state income tax that you are required to pay in California. Florida has no state income tax. The climate is great and there are a million things to do, which makes LA popular. I lived in the south beach area for 6 years and loved it. But be prepared to lower your standard of living. If you have a house here, you may only be able to afford an apartment in the LA basin. Check out the cost of living differences using cost of living indexes available on the web. According to the free calculator at the Bankrate site:

http://www.bankrate.com/brm/movecalc.asp

LA is 48% higher than Orlando Florida. If you make $50,000 in Florida, you will need to make $74,100 to offset the cost of living. As far as earthquakes, tremors happen daily, but most of the time you do not feel them. You will have to trade Hurricanes in Florida with Earthquakes in California, probably a fair trade. Hope this helps!

Ken asks…

Is there more opportunities in Florida now?

Ive been to so many different places im only 22 but for some reason I love Florida as a place to live I think its about time that i start thinking where I see my self but some people say that where there is more people there are more opportunities what do you guys think .

Administrator answers:

Well, as someone who grew up in central Florida, I would say that now is probably not the time to move to Florida.
You will find that the pay for most jobs is lower then the rest of the country and job competition is fairly high here. The last job fair I went to was for just one cashier job making $8 (most jobs are state minimum wage, by Florida standards, $8 is a good job) an hour and they had started lining up for it hours before and the line wrapped around the building to apply for ONE lousy part time cashier job. I was laid off from my job where I had worked my way into management and was making only $12 an hour after 7 years. They offered to rehire me at $8 back into my management job 2 months after they laid me off. That’s the opportunities available here.
Orlando has been a job hub in the past, but with the death of the housing industry which was a large part of Florida’s economy AND the economic crippling of the tourist industry jobs are fewer and further between. Housing is still expensive here and many people who grew up in Florida cannot buy a house here on the income you earn here. The only people who can buy homes here are the ones that retire here with money from up north and people with advanced degrees/great jobs. The average person working an average job cannot buy a home here. Unless you have an advanced degree, you’ll be stuck renting here .Renting is reasonable compared to the rest of the country and there is money to be saved on heating, but, if you can’t handle the heat you will pay it right back out in air conditioning. You always have to run a little bit of AC every other day in Florida to dry out your apartment or home as the mold problem here is pretty bad. If you don’t run some kind of AC, your health will suffer especially if you have asthma. Not only that, but your furniture and clothing will eventually be ruined by mold. NOW, there is one field that seems to always have openings and that is medical. If being a nurse or a physical therapist is up your alley, then there are those jobs here where you could actually afford to have a decent life here.
I do like Florida, I grew up here and nowhere else is home. BUT, job opportunities and housing at the moment are laughable.

Mandy asks…

Do you think $35k a year (2,900 a month) is enough to sustain a working single woman in Orlando, Florida?

How much is the range of apartment rent, food, etc?

Administrator answers:

Taking the basics into consideration you take home pay will be about $545 a week less what contribution (if any) is made for health insurance. If your take home is 2k a month figure you can afford $650 for rent. That is low for the Orlando area so expect to pay more. You can check food prices by looking at weekly ads for two of our bigger grocery chains by going to www.publix.com (use zip code 32801) and www.albertsons.com (same zip). You can also use some online cost of living calculators that will compare where you live now and Orlando. Since our weather is warmer here your annual clothing allowance may be less then if your from the north. Also if your from a state that has a state income tax you’ll be happy to know that Florida doesn’t. Check the costs of transferring your car’s license tags, as well if there is a difference in your car insurance rate between living where you are and Orlando. If you already have an offer from a company check to see what the cost of housing will be in the area near where you will be working to save on transportation costs. Since Orlando is so spread out you want to be close to your work then have to fight daily traffic. When checking neighborhoods or areas you can check how safe they are by address here http://www.ocso.com/Default.aspx?tabid=323

Hope some of these suggestions make your decision and move easier.

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