Apartments for Low Income

Questions and Answers

Your Questions About Low Income Apartments Nyc

December 21, 2012

Daniel asks…

How should I move to california?

I am a student of relatively low income, doing an internship in business(realized that I dont like it) and going to school in albany. I would like to become an actor and the first thing I want to do is move to L.A and go to UCLA. I have a 3.4 average and i’d have to move there first then transfer my credits as I cant afford the tuition of an out of state student. How should I go about this? I was thinking maybe work, save up, find a studio apartment by the end of summer, move, find a job to support myself and stop relying on savings and then apply to UCLA. Any other suggestions. my current location is NYC

Administrator answers:

The first thing I will tell you is that packing up and moving to LA with dreams of becoming an actor, without any prior acting experience at all, without any real plan, will be a huge mistake … You will end up jobless, living in a part of the city you don’t like.

If you truly do want to become an actor, if you truly are interested in acting, arts, drama, etc then you need to begin studying these subjects in a learning environment. People who take these courses at college have usually had a lot of prior experience by taking drama classes at high school, or taking classes at independent centers after school. If you haven’t already done this, you should look into that now. You may want to take a theater/drama/acting course at a school in the Albany area before heading elsewhere.

Regarding your credits, you need to speak to a college guidance counselor as they will be able to give you the correct information based on your situation. You need to explain everything you have in your question details to the guidance counselor.

If you end up applying to UCLA, do not move to Los Angeles unless you know whether or not you have been accepted. You will need to find a job there BEFORE moving there because unless you are extremely wealthy, you won’t be able to get by in Los Angeles on just savings with no job. Rent, food, gas, etc will all be10x the cost of what it is in Albany. If you truly do want to go through with your plan, it is possible to do, but you will have to plan right and make sure you are doing what you truly want to do. Good luck.

Nancy asks…

Is New York City already Democratic Socialism?

It is so different from anywhere else in the U.S. it seems.

Public School kids get school breakfast, lunch, snack, dinner, and take home Saturday meals, and summer breakfast and lunch.

You are legally entitled to housing which is a right , and upon demand, if you are not provided within 24 hours a place to stay (even free of charge temporarily if you have no money),or the city must pay $100 first day $50 per day thereafter to you in fines.

Water is included by law in all rent. And under most circumstances cannot be shut off legally, even for non-payment.

Same with heat, with strict minimum guidelines, apartments must be kept at least 68 degrees during the daytime.

You are exempt from having an electricity meter if you are poor and in subsidized housing without major appliances, or an electricity alowance if in private subsidized housing with meters. (Most people in our neighborhood have no electricity meters – the overwhelming majority in this area)

15 Public Hospitals and 6 Clinics (weverywhere) are not permitted to turn anyone away in the Emergency Room, Doctor Clinic, Dental Clinic, Family Planing Center, or Dept. of Health or City Fitness Centers, and Health Insurance Is not a Requirement.

All government health Center fees are $10 for the poor, and all medicine at the many State Run Pharmacies are price controlled at $10 for the poor, and Free for all emergency patients.

A city run non profit insurance company free for the lower class with only $1 deductibles for the middle class, and heavily subsidized state insurance for upper middle class.

By law Medicine can never be denied if you have the inability to pay at any state pharmacy.

Pretty much everyone in the city is in a government housing program, which covers poor, middles class, AND upper middle class semi public housing and housing lotteries.

Food is also a guaranteed right, and must be distributed at drop in centers community centers, and shelter sites. Along with a 24 hour hunger hotline.

Our own City funded full University and college system of 26 colleges and Universities citywide.

Our own city run educational and news television and music and news radio station. (Both commercial free), plus the new city current affairs city hall network, and extensive NYC Media Group.

Extensive rent control in the private rental market.

Our own city progressive income tax, and our own NYC Earned Income Tax Credit, along with a very progressive state income tax and state Earned Income Tax Credit.

Fully Funded Public Schools, with High Schools of Every Specialty, Fashion, Aviation, Performing Arts, Plumbing, Electricity, Transit, you name it, with up to 10 classes a day,in some cases beautiful labs, and even escalators, our own city version of the SAT just to get into competitive high schools, Flexible curriculums with electives at nearly every level. Classes can end as late as 6pm if you choose to stay all day with electives, etc.

Very Extensive city planning, zoning, parks, all spaces.

Wal-Mart has been outlawed from the city and is not allowed to be built here.

Our supermarket grocery baggers are usually unionized.

Higher minimum wage at $7.15 an hour.

Stricter enforcement of labor laws in local courts. (Pro-labor court system)

Our own state funded Welfare Safety Net System, to replace Clinton’s eradication of Welfare (We decided to continue Welfare with our own money)

24 hour bus and train extensive transportation nearly every block of the city, even suburban areas, no more than 20 minute wait for trains late nights.

Government is such a huge part of everyday life here, and yet poverty conditions are lower than many other cities, especially the south, we are pretty free (just like most of America, no dictator here), We are the safest city in America, and its largest at the same time (people are happier?) And our local economy is very productive (Welfare state, yet people still choose to work). And rich people didn’t leave here in droves (In fact they are still moving to Manhattan in droves) (New Construction is Everywhere) (And almost no home foreclosures).

So what gives? Are we already socialist? Is our state constitution socialist by making health care, water, electricity, housing, heat and food a constitutional right that the state must provide by law?

True taxes are higher but mostly on the wealthy, and most people don’t mind because everyone gets services, the poor middle and upper middle class, all get stuff, and the wealthy get a clean city with beautiful parks, and safety, and awesome transport / quality of life.

There are the occasional people protesting, but here people seem to love government so the majority don’t care about taxes since its money well spent. This list doesn’t even cover half the programs here. (our local library is open 9am – pm 7 days a week with one whole floor dedicated job center with library job counselors), The city also sponsors free wireless internet in public spaces, the list goes on. Anything the private sector does, NYC government does it also.

Just opened up the Center for Financial Empowerment with Free Budget Counselors, and Literacy Centers to learn English Free.

List goes on..
^9am-9pm typo

Administrator answers:

I love it, I’m thinking now about moving there.

The top 5 countries in the world for standards of living are all Social Democrats with high quality free health care system.

US ranked 17 and no health care last time I checked.


Charles asks…

Apartment rentals in New York City?

My partner and I (from AUstralia) are looking to potentially work and live in NYC. We’ve only visited twice and although we remember certain areas of the city being really nice (some areas on the lower side were our favourites) the rental prices seem unbelievable for really average quality places. My question is, what areas in Manhattan are kind of residential and pleasant to live in (ie not busy corporate areas or anything) but are reasonably priced? We were told that Greenwich Village is one of the nicest residential areas in Manhattan, but whoa!! So expensive.

We also like Brooklyn as parts of it seemed so peaceful and pretty… but ideally would like to live in Manhattan for convenience and experiencing the city, as long as rental prices weren’t too exorbitant.

Also just out of curiosity, do many people with average to above-average incomes actually buy apartments in the city or do most people rent because this are so unaffordable?

Thanks all!!

Administrator answers:

Carnegie Hill is really residential and pleasant. If you live on one of the side streets you’ll find that it’s actually very quiet. I was almost shocked by the lack of street noise.

I found a really spacious 1-bedroom walk-up there for $2,100. In a city where studios cost $2,000, I considered that apartment a steal. So do other renters. So if you see a deal like that you have to be prepared with cash in hand on-the-spot. You come back in 15-minutes and it could be gone.

The only problem with Carnegie Hill is that you may have to walk a few long blocks to get to the subway. Although there are many buses that go down 2nd and 3rd Avenues.

I don’t think many people with average incomes buy in city. You must have significantly above average income to afford to buy.

Most people rent – and many more have roommates.

Good luck!

Robert asks…

New York I WANNA MOVE THERE , but i have questions . PLZ PLZ PLZ HELP!?

I want to move to NYC because i herd that working in finance there makes a great income & i also like the lifestyle, where you dont use a car and you walk to places.

1.What place is the best to live? (bronx,manhattan,staten island etc)
2.Which place has the lowest crime rate?
3.I herd lower manhattan is ghetto and upper manhattan is for the rich, is that true?
4.Are the apartments always so expensive? (1,000,000$ for a small apartment!!!)
5.Is the food there expensive?

**iF you think i shouldnt live in NYC, tell me why not& please give good reasons .

Administrator answers:

Manhattan has the advantage of being near to a lot of cultural events and locations. It is a 24/7 kind of place. Shopping is great. Transportation is great. Downside: congested and expensive. The other boroughs are less so in all those categories. If you want a safe low density area to live in, Nortyhern Queens would fit the bill, areas like Whitestone and Bayside. Sort of in the middle both distance and density wise is Middle Village and Glendale. A little more congested, but closer to midtown is Long Island City and Sunnyside, or anywhere alng the #7 train (Get a map at All of these places are safe areas to be in.

Those nortyhern Queens neighborhoods have very good crime rates.

You heard wrong. There are parts of lower Manhattan that are less attractive than others, but areas like Greenwich Village are far from Ghetto. Soho and Tribeca are trendy. Gramercy park is populated by upper middle class and above. Upper Manhattan is Harlem, Washington Heights nad Inwood. Not the most desireable places, but good to live in if you don’t mind etnic diversity. If by “upper” they meant upper east and west sides those are good places to live but aren’t really upper manhattan. This area is usually defined as roughly from 59th street to 96th street or so. Manhattan goes all the way up to 225th strret.

Apartments are high. To buy an apartment in Manhattan the average is (or was) $1M. Rents for a one bedroom on the upper east and west sides run up from $2K a month. The other boroughs are substantially less.

Food can be expensive, but doesn’t have to be. We have world class restaurants where two people can easily drop a a few hundred dollars for a first class meal, but then there are other places on the opposite extreme. We do have the widest assortment of ethnic food anywhere.

Groceries run the same way, too. Manhattan prices run from high to outrageous if you go to some of the specialty markets like Dean and Deluca. Neighborhood delis have to have high prices to pay their rents. Thr outer boroughs offer less expensive alternatives like larger supermarkets like PathMark and warehouse club stores.

One last thing, a car is not necessary in Manhattan as things are close and public transit is excellent, but if you want one be prepared for a lot of hassles and expense as well as a dearth of service options.

Lisa asks…

Need some good advice, preferably from those over the age of 25

I need some good advice since I don’t know what to do. For over a year now my mother (and pretty much my entire family) has been pressuring me to marry my mother’s godson. They all believe his circumstances in life make him the perfect choice for me. He doesn’t have any family, lacks a good education, and works 2 low income jobs. Since his arrival t America a year ago, he has become very dependent on my family to help him out (he has no other family but his mother who turned her back on him at the request of her new husband).

I’m very conflicted as to what to do. On one hand, he’s a nice guy who will no doubt be very respectful of me. On the other hand, there are so many things that make me hesitant to marry him. First, I’m a 22 year old female whose fed up with her family (specifically her domineering mother) telling her what to do. Growing up, I never had a social life since my mother felt it was a waste of time and my mother actually chose my college major for me. I now have a job I hate and am bored with my life. What I want is sometime to myself—to have a social life, to find out the job I really want, and just learn about myself instead of letting my family dictate who I am. I’m also saving up some money to try and find a place of my own.

But this guy has a great deal of respect for my family since he views us as very educated and well off financially. He listens and heeds every bit of advice they give him. Additionally, if we were to marry, we’d most likely live in my parent’s second floor apartment—very close to them. I highly doubt he’d consider moving away since, well, logically we’d save more money living rent free in my parents home (for the record, we live in NYC where rent can be pretty high). So basically, marrying him is guarantees that they’ll still be in control of my life.

Secondly, this guy is very traditionally. From the moment we marry, he’ll want to start working on having a family, which means I won’t have time to figure out my life for myself. And trust me, saying no isn’t an option since the moment I do, my family will get involved and take his side.

Third, I look at my cousin and think to myself that I’d like to have what she has. Her fiancée is madly in love with her and her with him. The guy my mother wants me to marry doesn’t not feel that way about me. He likes that I’m sure of but he’s more interested in me because he believes his life will be a lot easier with me. I’ve tried to explain to my mother that I want someone who loves me the way my cousin’s fiancée does but my mother tells me that will never happen for me.

Currently, the guy has been dating another female and is thinking of marry her but he wants me to make my decision first. I’m not too sure what to do. Despite all of the reasons I’ve stated above, I’m very fearful that I will not be able to find someone who’ll treat me as good as he does. So here’s my question: if you were to find someone who treated you very well, would you marry them even though you have doubts or would you take the risk of ending up alone or someone who doesn’t treat you as well?

Administrator answers:

Go for the madly in love. Please do not even consider the pressure from your family. You deserve what is going to make you happy, not what makes your family happy.

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